@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@600;700;800&display=swap');
:root{--ink:#172e51;--ink-deep:#0d203b;--paper:#f5f5f1;--white:#fff;--orange:#f26a3d;--orange-light:#ff8b5d;--line:#d9dcd7;--muted:#667181;--shadow:0 22px 55px rgba(13,32,59,.12)}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:80px}body{margin:0;background:var(--paper);color:var(--ink-deep);font-family:'DM Sans',sans-serif;font-size:16px;line-height:1.55}body.modal-open{overflow:hidden}h1,h2,h3,p{margin-top:0}h1,h2,h3{font-family:Manrope,sans-serif;letter-spacing:0;line-height:1.04}h1{font-size:clamp(2.33rem,6.75vw,5rem);max-width:850px;margin-bottom:25px}h2{font-size:clamp(2.35rem,5vw,4.6rem);margin-bottom:22px}h3{font-size:1.35rem;margin-bottom:12px}em{color:var(--orange);font-style:normal}.container{width:min(1180px,calc(100% - 40px));margin:0 auto}.site-header{background:var(--paper);position:sticky;top:0;z-index:5;border-bottom:1px solid rgba(23,46,81,.08)}.nav-wrap{display:flex;align-items:center;justify-content:space-between;min-height:80px}.brand img{display:block;width:141px;height:auto}.main-nav{display:none}.menu-toggle{display:grid;gap:6px;background:none;border:0;padding:12px}.menu-toggle span{width:25px;height:2px;background:var(--ink);display:block}.main-nav.open{display:flex;position:absolute;top:80px;left:0;right:0;padding:23px 20px 28px;background:var(--paper);border-bottom:1px solid var(--line);flex-direction:column;gap:20px}.main-nav a{color:var(--ink);text-decoration:none;font-weight:600}.main-nav .active{color:var(--orange)}.nav-cta{background:var(--ink);color:var(--white)!important;padding:12px 16px;width:max-content}.hero{position:relative;overflow:hidden}.hero-home{padding:72px 0 92px;background:var(--paper)}.hero-grid{display:grid;gap:60px}.eyebrow{color:var(--orange);font-size:.72rem;font-weight:700;text-transform:uppercase;letter-spacing:.12em;margin-bottom:20px}.hero-lede,.page-hero-inner>p:not(.eyebrow){color:var(--muted);font-size:1.15rem;max-width:540px;margin-bottom:32px}.button{border:0;text-decoration:none;display:inline-flex;align-items:center;gap:25px;padding:16px 20px;font:700 .88rem 'DM Sans';cursor:pointer;transition:transform .2s,background .2s}.button:hover{transform:translateY(-2px)}.button-primary{background:var(--orange);color:var(--white)}.button-primary:hover{background:#dc5630}.button-secondary{background:#e9ebe6;color:var(--ink)}.button-dark{background:var(--ink-deep);color:var(--white)}.button-row{display:flex;align-items:center;gap:25px;flex-wrap:wrap}.text-link{color:var(--ink);font-weight:700;text-decoration:none;border-bottom:1px solid var(--orange);padding-bottom:4px}.text-link span,.button span{font-size:1.2em}.hero-art{position:relative;min-height:330px;display:flex;align-items:center;justify-content:center}.art-card{background:var(--ink);color:var(--white);width:min(100%,420px);padding:28px;box-shadow:var(--shadow);transform:rotate(2deg)}.art-label{font-size:.74rem;color:#aab6c5;text-transform:uppercase;letter-spacing:.1em;margin-bottom:28px}.timeline{border-left:1px solid #52647b;padding-left:24px}.timeline-item{position:relative;padding:0 0 30px;display:grid;grid-template-columns:1fr auto;gap:2px}.timeline-item:last-child{padding-bottom:5px}.timeline-item b{position:absolute;left:-40px;top:0;background:var(--ink);color:#aab6c5;font-size:.7rem;border:1px solid #52647b;width:30px;height:30px;border-radius:50%;display:grid;place-items:center}.timeline-item span{font-weight:700}.timeline-item small{color:#aab6c5;grid-column:1}.timeline-item.done b{background:var(--orange);color:var(--white);border-color:var(--orange)}.timeline-item.active-step span{color:var(--orange-light)}.timeline-item.active-step small{color:var(--white)}.art-footer{margin-top:23px;padding-top:18px;border-top:1px solid #52647b;font-size:.78rem;color:#d6dde5;display:flex;align-items:center;gap:9px}.pulse{width:8px;height:8px;border-radius:50%;background:#62c29b}
.hero-signal{position:absolute;right:-18px;top:38%;display:flex;gap:7px;transform:rotate(-35deg);opacity:.5}.hero-signal span{display:block;width:4px;height:45px;background:var(--orange)}.hero-signal span:nth-child(2){height:70px}.hero-signal span:nth-child(3){height:95px}.hero-signal span:nth-child(4){height:70px}.section{padding:86px 0}.intro-section{background:var(--white)}.two-col{display:grid;gap:35px}.large-copy{font-size:1.28rem;line-height:1.45;color:var(--muted);max-width:560px}.section-heading{display:flex;justify-content:space-between;align-items:flex-start;gap:20px;margin-bottom:45px}
.service-grid{display:grid;gap:14px}.service-card{background:#e7e9e4;padding:29px;min-height:280px;position:relative}.service-card.dark{background:var(--ink);color:var(--white)}.service-card.orange{background:var(--orange);color:var(--white)}.card-number,.row-index{font-size:.7rem;letter-spacing:.1em;font-weight:700;color:var(--orange)}.dark .card-number{color:var(--orange-light)}.orange .card-number{color:var(--ink)}.service-card p{color:var(--muted);max-width:260px}.dark p{color:#bbc5d1}.orange p{color:#fff0e9}.service-card a{position:absolute;right:28px;bottom:25px;font-size:1.8rem;color:inherit;text-decoration:none}.quote-band{background:var(--ink);color:var(--white);padding:70px 0}.quote-grid{display:grid;grid-template-columns:auto 1fr;gap:0 25px}.quote-mark{color:var(--orange);font:5rem/0.8 Manrope;margin:0}.quote-band blockquote{font:700 clamp(1.8rem,4vw,3.2rem)/1.1 Manrope;margin:0;max-width:770px}.quote-credit{grid-column:2;color:#aab6c5;margin:26px 0 0}.site-footer{background:var(--ink-deep);color:var(--white);padding:58px 0 22px}.footer-grid{display:grid;grid-template-columns:1fr;gap:35px}.footer-brand{align-self:start}
.footer-label{color:var(--orange-light);font-size:.8rem;text-transform:uppercase;letter-spacing:.1em;margin-bottom:12px}.footer-grid a:not(.brand){display:block;color:#d1d8e0;text-decoration:none;margin:6px 0}.footer-bottom{margin-top:14px;color:#8190a1;display:flex;justify-content:space-between;font-size:.72rem}
.footer-legal{border-top:1px solid #273d58;margin-top:52px;padding-top:20px;color:#8190a1;font-size:1rem;line-height:1.6}
.footer-legal p{margin:0;text-align: center;}
.page-hero{background:var(--ink);color:var(--white);padding:88px 0}.page-hero-inner>p:not(.eyebrow){color:#bdc8d4}.page-hero-inner{min-height:270px}.rates-section{background:var(--white)}.rates-intro{margin-bottom:65px}.rate-table-wrap{border-top:1px solid var(--line)}.rate-table-head{display:none}.rate-row{display:grid;grid-template-columns:1fr auto;gap:12px 20px;border-bottom:1px solid var(--line);padding:25px 0;align-items:center}.rate-row>div{display:flex;flex-wrap:wrap;gap:4px 15px;align-items:baseline}.rate-row h3{margin:0}.rate-row strong{color:var(--orange);font:700 1.1rem Manrope}.rate-row p{grid-column:1;color:var(--muted);margin:0 0 0 31px;font-size:.92rem}.rate-row>a{grid-column:2;grid-row:1/3;color:var(--ink);text-decoration:none;font-size:1.6rem}.fine-print{font-size:.76rem;color:var(--muted);margin-top:22px}.orange-cta{background:var(--orange);padding:50px 0;color:var(--white)}.orange-cta .eyebrow{color:var(--ink)}.orange-cta h2{margin:0}.cta-row{display:flex;justify-content:space-between;align-items:center;gap:30px;flex-wrap:wrap}.intake-hero,.contact-hero{background:var(--paper);color:var(--ink-deep);border-bottom:1px solid var(--line)}.intake-hero .page-hero-inner>p:not(.eyebrow),.contact-hero .page-hero-inner>p:not(.eyebrow){color:var(--muted)}.process-section{background:var(--white)}.process-grid{display:grid;gap:35px}.process-grid>div{border-top:2px solid var(--orange);padding-top:17px}.process-grid span{color:var(--orange);font-weight:700;font-size:.75rem}.process-grid p{color:var(--muted);max-width:270px}.contact-section{background:var(--white)}.contact-grid{display:grid;gap:60px}.contact-details h2{margin-bottom:26px}.contact-line{display:block;color:var(--ink);text-decoration:none;border-top:1px solid var(--line);padding:16px 0;font-weight:700}.contact-line span{display:block;color:var(--orange);font-size:.7rem;text-transform:uppercase;letter-spacing:.1em;margin-bottom:4px}.hours{color:var(--muted);font-size:.85rem;margin-top:22px}.contact-form{border-top:2px solid var(--ink);padding-top:24px}.contact-form label,.modal-panel label{display:block;font-weight:700;font-size:.82rem;margin-bottom:20px}.contact-form input,.contact-form textarea,.modal-panel input,.modal-panel select{display:block;width:100%;font:400 1rem 'DM Sans';background:var(--paper);border:1px solid var(--line);padding:13px 14px;margin-top:7px;color:var(--ink);outline-color:var(--orange)}.contact-form textarea{resize:vertical}.form-confirm{display:none;color:#2e7d5b;font-size:.85rem;margin:15px 0 0}.form-confirm.show{display:block}.modal{display:none;position:fixed;inset:0;z-index:10}.modal.open{display:flex;align-items:center;justify-content:center}.modal-backdrop{position:absolute;inset:0;background:rgba(13,32,59,.76)}.modal-panel{position:relative;background:var(--white);width:min(100% - 30px,560px);padding:28px 24px;box-shadow:var(--shadow);max-height:calc(100vh - 30px);overflow:auto}.modal-close{position:absolute;right:18px;top:14px;border:0;background:none;color:var(--muted);font-size:1.8rem;cursor:pointer}.modal-top{display:flex;justify-content:space-between;align-items:center;padding-right:28px}.modal-top .eyebrow{margin:0}.step-count{font-size:.75rem;color:var(--muted)}.progress{height:3px;background:var(--line);margin:20px 0 35px}.progress span{display:block;height:100%;background:var(--orange);transition:width .3s}.form-step{display:none}.form-step.active{display:block}.modal-panel h2{font-size:2.25rem;margin-bottom:10px}.modal-copy{color:var(--muted);margin-bottom:30px}.optional{font-weight:400;color:var(--muted);font-size:.72rem}.form-actions{display:flex;justify-content:space-between;margin-top:28px}.form-actions .next-step{margin-left:auto}.success-state{display:none;text-align:center;padding:35px 10px}.success-state.show{display:block}.success-icon{width:45px;height:45px;background:#dcefe5;color:#267250;display:grid;place-items:center;border-radius:50%;margin:0 auto 22px;font-size:1.3rem}
.reveal{opacity:0;transform:translateY(15px);transition:opacity .6s ease var(--reveal-delay),transform .6s ease var(--reveal-delay)}.reveal.visible{opacity:1;transform:none}
.req{color:#cf3f3a}
.modal-panel .dropzone{display:block;font-weight:400;font-size:1rem;margin-bottom:20px}
.dropzone-name{display:block;font-weight:700;font-size:.82rem;margin-bottom:7px}
.dropzone-box{position:relative;display:block;border:2px dashed var(--line);border-radius:12px;background:var(--white);padding:34px 16px;text-align:center;cursor:pointer;transition:border-color .2s,background .2s}
.dropzone-box:hover{border-color:var(--ink)}
.dropzone-title{display:block;font-size:.95rem}
.dropzone-hint{display:block;color:var(--muted);font-size:.78rem;margin-top:4px}
.dropzone input[type=file]{position:absolute;inset:0;width:100%;height:100%;margin:0;padding:0;border:0;background:none;opacity:0;cursor:pointer}
.dropzone-error{display:none;color:#cf3f3a;font-size:.78rem;margin-top:6px}
.dropzone.invalid .dropzone-box{border-color:#cf3f3a;background:rgba(207,63,58,.05)}
.dropzone.invalid .dropzone-error{display:block}
.dropzone.has-file .dropzone-box{border-style:solid;border-color:var(--orange)}
.modal-panel textarea{display:block;width:100%;min-height:96px;font:400 1rem 'DM Sans';background:var(--paper);border:1px solid var(--line);padding:13px 14px;margin-top:7px;color:var(--ink);outline-color:var(--orange);resize:vertical}
.summary-box{border:1px solid var(--line);border-radius:12px;background:var(--white);padding:16px 18px;margin-bottom:20px}
.summary-title{font-weight:700;font-size:.9rem;margin-bottom:8px}
.summary-box p{margin:0 0 4px;font-size:.9rem}
.summary-box p:last-child{margin:0}
@media(min-width:720px){.container{width:min(1180px,calc(100% - 80px))}.menu-toggle{display:none}.main-nav{display:flex;align-items:center;gap:27px}.main-nav a{font-size:.87rem}.hero-home{padding:120px 0 145px}.hero-grid{grid-template-columns:1fr 1fr;align-items:center;gap:70px}.hero-art{min-height:410px}.two-col{grid-template-columns:1fr 1fr;align-items:start}.section{padding:120px 0}.service-grid{grid-template-columns:repeat(3,1fr)}.service-card{min-height:340px;padding:36px}
.footer-grid{grid-template-columns:1fr 2fr 1fr 1.4fr}.page-hero{padding:130px 0}.page-hero-inner{min-height:290px}.rate-table-head{display:grid;grid-template-columns:2fr 1fr 2fr 40px;padding:17px 0;color:var(--muted);font-size:.68rem;text-transform:uppercase;letter-spacing:.1em}.rate-row{grid-template-columns:2fr 1fr 2fr 40px}.rate-row>div{grid-column:1;grid-row:1;align-items:baseline}.rate-row p{grid-column:3;grid-row:1;margin:0}.rate-row .rate-desc{margin:0 0 0 31px}.rate-row .rate-basis{grid-column:2;grid-row:2}.rate-row .rate-note{grid-column:2/4;grid-row:3}.rate-row>a{grid-column:4;grid-row:1}.rate-row strong{font-size:1.25rem;grid-column:2;grid-row:1}.process-grid{grid-template-columns:repeat(3,1fr);gap:60px}.contact-grid{grid-template-columns:1fr 1fr;gap:100px}.modal-panel{padding:40px}.quote-band{padding:100px 0}}

/* Intake step 1: deal-type radio cards */
.radio-group{border:0;margin:0 0 20px;padding:0;display:grid;gap:12px}
.radio-group legend{padding:0;margin-bottom:14px;font-weight:700;font-size:.82rem}
.modal-panel .radio-card{display:flex;align-items:center;gap:14px;margin:0;padding:14px 16px;border:1px solid var(--line);border-radius:12px;background:var(--white);font-weight:400;font-size:1rem;cursor:pointer;transition:border-color .2s,background .2s}
.modal-panel .radio-card:hover{border-color:var(--ink)}
.modal-panel .radio-card:has(input:checked){border-color:var(--orange);background:rgba(242,106,61,.06)}
.radio-icon{font-size:1.35rem;line-height:1}
.radio-text{display:grid;gap:2px}
.radio-text strong{font-size:.95rem;font-weight:700}
.radio-text span{color:var(--muted);font-size:.8rem;line-height:1.35}
.radio-card input[type=radio]{appearance:none;-webkit-appearance:none;flex:none;width:22px;height:22px;margin:0 0 0 auto;padding:0;border:2px solid var(--line);border-radius:50%;background:var(--white);cursor:pointer;transition:border-color .2s,background-color .2s}
.radio-card input[type=radio]:checked{border-color:var(--orange);background:var(--orange) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 10 8'%3E%3Cpath d='M1 4l2.6 2.6L9 1' fill='none' stroke='%23fff' stroke-width='2' stroke-linecap='round'/%3E%3C/svg%3E") center/11px no-repeat}
.radio-card input[type=radio]:focus-visible{outline:2px solid var(--orange);outline-offset:2px}

/* Intake step 2: two-column field rows */
.field-row{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:0 18px}

/* Success state: keep the hidden modal header hidden (display:flex overrides [hidden]) */
.modal-top[hidden]{display:none}

/* Rates page: funding criteria section */
.check-list{list-style:none;margin:26px 0 24px;padding:0;display:grid;gap:12px;max-width:640px}
.check-list li{position:relative;padding-left:34px}
.check-list li::before{content:"\2713";position:absolute;left:0;top:1px;width:20px;height:20px;background:#dcefe5;color:#267250;border-radius:50%;display:grid;place-items:center;font-size:.7rem;font-weight:700}

/* Rate table: product description wraps to its own line within the product cell */
.rate-desc{flex-basis:100%}

/* Homepage: highlights bar */
.highlights-bar{background:var(--ink-deep);color:var(--white)}
.highlights-row{display:flex;flex-direction:column;gap:10px;padding:14px 0;font-size:.9rem;font-weight:600;text-align:center}
.highlights-row em{margin-right:8px}
@media(min-width:720px){.highlights-row{flex-direction:row;justify-content:center;text-align:left}.highlights-row>span:not(:last-child)::after{content:"|";margin:0 17px;color:rgba(255,255,255,.3)}}

/* Footer: social links */
.social-links{display:flex;gap:14px;margin-top:16px}
.footer-grid .social-links a{display:inline-flex;margin:0;color:#d1d8e0}
.social-links a:hover{color:var(--orange-light)}
.social-links svg{width:20px;height:20px}

/* Reusable inline link: dark brand blue, no underline */
.inline-link{color:var(--ink-deep);text-decoration:none}.inline-link:hover{color:var(--orange)}
/* Privacy policy: let the copy use the full container width */
.legal-copy{max-width:none}

/* Forms: honeypot field + submission error line */
.hp-field{position:absolute;left:-9999px;width:1px;height:1px;opacity:0}
.form-error{color:#cf3f3a;font-size:.82rem;margin:12px 0 0}

/* Forms: styled select (matches input look, custom chevron, gray placeholder state) */
.contact-form select{appearance:none;-webkit-appearance:none;display:block;width:100%;font:400 1rem 'DM Sans';background:var(--paper) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 10 6'%3E%3Cpath d='M1 1l4 4 4-4' fill='none' stroke='%23667181' stroke-width='1.6' stroke-linecap='round'/%3E%3C/svg%3E") right 14px center/12px no-repeat;border:1px solid var(--line);padding:13px 14px;margin-top:7px;color:var(--ink);outline-color:var(--orange);cursor:pointer}
.contact-form select:invalid{color:var(--muted)}